Introduction To Credit Analysis

• Understand how credit analysis can be used to measure, understand and interpret an entity’s cash generation and dissemination capabilities
  
• Recognize the metrics created from credit analysis that can be predictive of a company’s ability to repay its operating costs and loans
  
• Identify various components of credit analysis, including liquidity, leverage, operating, coverage and break-even analysis
  
• Use different credit analysis calculations and understand how each is performed mathematically

• Liquidity Analysis, including an explanation of why liquidity is important to an enterprise
  
• Discussion of the effects different amounts of liquidity can have on an enterprise
  
• Definition and demonstration of the current and quick ratios, and cash conversion cycle
  
• Leverage Analysis, including explanation of why enterprises need leverage to operate, and the concepts of short term and long term debt financing
  
• Discussion of the effects different amounts of leverage can have on an enterprise
  
• Definition and demonstration if the leverage ratio
  
• Operating Analysis, including an explanation of why analyzing operating performance of an enterprise is important
  
• Discussion of the different effects efficient and inefficient operating performance can have on the health and long term survival of an enterprise
  
• Definition and explanation of the four ratios that analyze or interpret the operating performance of an enterprise

The live versions are interactive, meaning that participants can ask questions in real time, plus are a very cost-effective form of training because 1) you receive fast, convenient learning without any out-of-office time; 2) you can invite as many colleagues as you'd like to listen in on a single phone line; 3) you incur no travel expenses; and 4) you and your colleagues are back at work immediately after the session ends!

And though with recorded versions you do lose the ability to ask questions, you gain the ability to hear the presentation numerous times and to share it with others in your office.

Handout materials and the phone number for live presentations are made available to you prior to the event via email from the presenter and from the "MyAccount" link on the menu bar. Copies of the presentations are included with recorded versions.